- - Are you an expert in dealing with banks to work out payment issues associated with financial hardship?
- - While most banks will be very helpful on the initial call, do you know what to do when your request for help is rejected?
- - Will you be able to evaluate ALL the terms of a loan modification offer and all the fine print?
- - Do you know the importance of responding to a Notice of Default, Foreclosure conference, Summons and complaint? Do you know how to respond?
- - If the bank will not deal with you at all, or they decline your request after working on a loan modification with you, do you know your options?
- - Are you familiar with the terms Net present value, HAMP guidelines, lien stripping, LTV, DTI, TILA, RESPA, Deed-in-lieu?
If you answered no to one or more of these questions you may feel more comfortable with an attorney representing you. Find out what options are available with our free consultation.